Who We Are

We are a family-owned SaaS-defined data analytics platform and at Ambika analytics, we help retail investors grow wealth faster through smart, accelerated indexing related educational and informational dashboard.

Core Strategic Principle: Empowering retail investors with smart data analytics based strategies to build long term wealth and democratize equity ownership with discipline, low cost, solid performance and optimal risk.

Over the past century the U.S. equity market has provided the best CAGR for investors. The U.S. equity market has outperformed all other types of available investments over the past century but the ownership of the U.S. equities market is not very equal.

AAPIS™ is a SaaS-defined, data analytics platform that systematically analyzes live and historical market data, volatility regimes, and passive benchmark behavior to model periods in which varying levels of exposure to U.S. S&P 500 ETFs have historically aligned with long-term market conditions.

The platform applies transparent, rules-based methodologies to generate informational analytics and research signals derived solely from market data, with the purpose of supporting education and understanding of long-term market dynamics.

AAPIS™ is designed as an informational data analytics and research tool and does not provide investment advice, investment recommendations, or personalized financial guidance.

Please note that AAPIS is designed for tax deferred account (401k/IRA/HSA etc).

Problem statement

• U.S. equity ownership is highly unequal (as of October 2024):

  • ~62% of adults own equities.

  • Top 1% hold ~50% of equities.

  • Top 10% control ~93%.

  • Bottom 90% combined own only ~7%.

• Retail investors lack capital and advanced strategies, limiting long‑term wealth growth.

Solution: Accelerated Indexing

• Accelerated Indexing (AI): Systematic, risk‑managed approach to U.S. equities (e.g., S&P 500).

• Boosts CAGR: Increases exposure only during favorable conditions (low volatility, high reward).

• Low‑cost and passive: Simple, efficient, accessible for everyday investors.

• Tax‑deferred focus: Designed for accounts like 401(k), IRA, HSA.

Benefits

• Empowers retail investors with disciplined growth.

• Risk‑adjusted exposure avoids unnecessary downside.

• Democratizes equity ownership, narrowing inequality.

• Maximizes compounding through tax‑efficient accounts.

Opportunity

• U.S. equities: historically strongest CAGR among asset classes.

• Millions of underserved retail investors seeking better strategies.

• Social impact: aligns financial growth with reducing inequality.

• Scalable framework with potential global adaptation.

Implementation

• Easy to follow signals.

• Accounts: 401(k), IRA, HSA.

• Mechanics: Passive benchmark indexing + periodic acceleration.

• Accessible design for broad adoption.

Vision

• Increase broad equity exposure (e.g. S&P 500) via AAPIS(AI) accelerated indexing based periodic acceleration.

• Reduce equity ownership inequality by empowering investors to increase their exposure systematically.

• AAPIS is more than an investment strategy: it’s a mission to empower retail investors, reduce wealth inequality, and build a fairer financial future.

Our Mission

Empower  retail investors with discipline for:

1) Low cost

2) Optimal risk

3) Solid performance.

4) Consistent, steady and fast growth.

5) Investing with a mission to reduce inequality.